Buying Your Perfect Home
By Bob Schwartz, CRS,
GRI ©2005
www.brokerforyou.com All rights reserved.
Despite that it’s not easy for everyone to buy a home,
it is in fact easier} than ever to get a home nowadays
with most lending agencies and banks being more generous
than ever with affordable price.
A lot of us believe that buying a home is a difficult
process, requiring a large down payment, although this
isn’t always true. Buying a home greatly depends on how
much you have to spend. If you put a down payment on
your home purchase, it will go towards your overall
purchase. The more money you put down on a home when you
purchase, the smaller your monthly payments will be.
Those of us who don’t own a home live in rental houses
and apartments. This can be a useful solution, although
you're still paying money towards your housing that you
could instead be putting towards a home of your own.
Owning a home is a dream for many people, especially
when it comes to that certain dream home that we all
hope to own one day. Apartments and homes are sufficient
to rent - although most rent payments these days will
cost you just as much as a mortgage payment, which
really doesn’t make any sense at all.
Instead, you can easily convert your rental payments
into monthly installments towards your own home. All
across the United States, you can find plenty of banks
and lenders that provide easy to get loans for buying
your own home or real estate property at low interest
rates. With a low interest rate, you can get the home of
your dreams and the benefit of low monthly payments.
Remember, you need to choose a loan plan that’s right
for you. You can go through a bank, through a lender, or
use an online service to help you in your selection.
There are many different placed to find aid, although
real estate agents seem to be the most common nowadays.
Reputable real estate agents will be happy to help you
get a great deal on the home, with prices that are good
for you. Whenever you buy a house, you should always
plan ahead of time, find yourself a real estate agent,
and then pursue your dream home.
If you plan your budget and take your time with
everything, you’ll be nearer than you think to the home
of your dreams. If you choose to keep renting and pay
money toward something you won’t own, the home of your
dreams will continue to slip away. Take action now and
stop renting! Find the home of your dreams and put your
money towards owning it instead.
ABOUT THE AUTHOR
Bob Schwartz, is a Certified Residential
Specialist, CA licensed real estate broker with
www.Brokerforyou.com. Bob has over 27 years of
residential real estate experience, authored a number of
published articles and served as an expert witness for
San Diego lawyers.
You can contact Bob via e-mail at bob@brokerforyou.com
or visit his highly popular
San Diego real estate website
at:
http://www.brokerforyou.com
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